1. Our Approach
We believe in being transparent about how we are compensated. Clear and timely disclosure helps you make informed decisions and builds a stronger, long-term relationship.
This page explains the different ways we may receive compensation in relation to the products and services we distribute, and where you can find more detailed information.
2. How We Are Compensated
We may receive compensation from product providers in the following ways:
SEBI Mandated Trail Commission Schedule (ARN-272705)
| Asset Class / Scheme Category | Trail Commission Range (% p.a.) |
|---|---|
| Equity Schemes (Large, Mid, Small, Flexi Cap, ELSS) | 0.50% – 1.25% p.a. |
| Hybrid Schemes (Balanced Advantage, Aggressive Hybrid) | 0.40% – 1.00% p.a. |
| Debt Schemes (Corporate Bond, Short Duration, Banking & PSU) | 0.15% – 0.60% p.a. |
| Liquid & Overnight Funds | 0.05% – 0.15% p.a. |
| Fixed Deposits & Corporate Bonds | 0.10% – 0.50% p.a. |
3. What This Means for You
Our recommendations are based on your individual goals, financial situation and suitability. We aim to act in your best interests and ensure you have the information you need to make confident investment decisions.
Zero Upfront Deductions
100% of your invested capital is deployed directly into units at the prevailing NAV.
Suitability-Driven
Every scheme recommendation is aligned with your risk profile and investment horizon.
Ongoing Servicing
Comprehensive valuation tracking, capital gains reports, and rebalancing reviews.
4. Product Disclosures
As an AMFI Registered Mutual Fund Distributor, GCIC Finserve distributes Regular Plans of mutual fund schemes. The Total Expense Ratio (TER) of Regular Plans includes distributor trail commission paid by the AMC to GCIC Finserve.
Investors also have the option to invest in Direct Plans directly through AMCs or mutual fund utility platforms, which do not carry distributor commissions and therefore have a lower expense ratio.
GCIC Finserve does not provide fee-based investment advisory under SEBI (Investment Advisers) Regulations, 2013, but distributes financial products in an execution and facilitation capacity in compliance with AMFI guidelines.
6. Contact Us & Commission Disclosures Desk
In accordance with SEBI circulars and AMFI requirements, GCIC Finserve Limited provides scheme-wise commission disclosures upon request. Clients may write to our compliance desk to obtain commission information relevant to their investments:
Entity: GCIC Finserve Limited
Tagline: AMFI-registered Mutual Fund Distributor
AMFI Registration: ARN-272705 | APMI Code: APRN08140
Compliance & Disclosures Email: contact@gcicfinserve.com
Telephone: 011-43161087 / 88 / 011-40562578
Registered Office: E478, Block E, Greater Kailash II, Greater Kailash, New Delhi, Delhi 110048
Working Hours: Monday to Saturday & 09:00 hrs. to 18:00 hrs.