Disclaimer

1. General Website Disclaimer

Welcome to the website of GCIC Finserve Limited (“GCIC”, “we”, “our” or “the Company”). The information on this website is provided for general information and investor education. It is not intended to constitute investment advice, a recommendation to buy, sell or hold any security or financial product, an offer, invitation, solicitation or assurance of returns. The content may not be suitable for every investor.

Information on this website is compiled from sources believed to be reliable; however, the Company does not warrant that it is complete, accurate, current or free from error. Market data, product information, illustrations and third-party links may change without notice. To the extent permitted by law, the Company disclaims liability for losses arising from reliance on website content, subject always to applicable law and the Company’s contractual and regulatory obligations.

By using this website, you acknowledge that you have read this disclaimer. If you do not agree, please discontinue use of the website.

2. Investment Risk & Mutual Fund Disclosures

Investments involve risks, including possible loss of principal. Product features, eligibility, tax treatment, charges, liquidity, lock-in, exit loads and other terms may vary by scheme, issuer, intermediary and investor circumstances. Investors should read the relevant scheme information document (SID), key information memorandum (KIM), statement of additional information (SAI), offer document, product disclosure statement, risk disclosure or other applicable documents before investing.

Investors should consider their financial objectives, investment horizon, liquidity requirements and ability to bear risk. Scheme-related decisions should be made after reviewing the latest documents issued by the relevant Asset Management Company (AMC). Where applicable, investors may seek advice from a SEBI-registered investment adviser of their choice.

3. Disclaimer as a Mutual Fund Distributor

GCIC Finserve Limited acts as a mutual fund distributor and not as an investment adviser, unless expressly stated otherwise and supported by a separate applicable registration. The Company's role is to facilitate distribution of mutual fund schemes and provide distribution-related assistance. The Company does not guarantee or assure returns, capital protection or performance.

GCIC may receive distribution commission or other permitted remuneration from AMCs or product providers for distribution services, as applicable. Details of commission-related disclosures are available in the Commission Disclosure section and may also be obtained from the Company on request, subject to applicable requirements.

Where GCIC facilitates access to SIFs, PMS, AIFs, bonds/NCDs, insurance, fixed-income products or other investment products, each product is subject to its own eligibility criteria, risks, documentation, charges and regulatory framework. Availability of a product on this website does not mean it is suitable for every investor or that GCIC is the manufacturer, issuer, manager, trustee, investment adviser or portfolio manager of that product.

4. Third-Party Websites & Services

Links to third-party websites are provided for convenience. GCIC does not control and is not responsible for third-party content, security, privacy practices or availability. Accessing such websites is entirely at the user’s discretion and risk.

5. No Guarantee / No Personalised Recommendation

Any examples, calculators, projections, return illustrations or model allocations are hypothetical and are not promises or forecasts of actual returns. Actual outcomes can differ materially.

Unless specifically identified as a client-specific communication delivered under an appropriate legal framework, website material is general information and does not account for any individual’s complete financial circumstances.

6. Contact Us & Registered Office